TERMS AND CONDITIONS

Contact Information:
Site Name: Spicers Capital
Address: 123 Financial Street, Suite 200, New York, NY 10001, United States
Email: info@spicerscppital.com
Phone: +1 (555) 123-4567
Applicable Region: United States
Update Date: 11/26/2025

1. Site Usage Definition
The site provides general information about stock topics and capital markets. Information is not used as recommendations or decision guidance. Users can read content without needing to register an account. Content is for informational purposes only and does not include transaction services. Usage follows structures and terms explained transparently. Access is conducted without identity verification processes.

2. Access and Availability
The site can be accessed while the system functions normally. There is no guarantee of specific availability levels because the site does not offer commercial services. Information displayed follows stable technical structures. Users can access content without personal data-based restrictions. Page availability is not related to stock services. All access depends on system conditions.

3. Content and Information
Content is provided to give general explanations about topics. Information is not intended as professional advice. Content presentation is conducted neutrally and without value evaluation. There are no offers of financial services or stock analysis services. Content can be updated without notice. Changes follow site structural needs.

4. Intellectual Property Rights
All materials on the site are protected by copyright provisions. Users can read content without copying for commercial purposes. No licensing rights are granted to any party. Material usage must follow fair use limitations. Content cannot be modified or distributed as promotional materials. Protection follows laws applicable in the United States.

5. Limitation of Liability
The site is not responsible for user interpretation of information. Content about stocks is not used as a basis for decision-making. Information is general and does not cover individual user conditions. The site does not provide result guarantees or predictions. Information is used entirely based on user policies. There is no professional relationship between the site and users.

6. Usage Prohibitions
Users are prohibited from using content for activities contrary to law. Using the site for commercial material distribution is not permitted. Users may not copy content for individual stock analysis purposes. Technical activities that disrupt the system are not allowed. Prohibitions apply in accordance with applicable U.S. federal and state laws. All forms of misuse can result in access termination.

7. Terms Changes
The site can adjust these terms according to structural needs. Changes are made without direct notice to users. Policy content is reviewed according to technical standard developments. Users are advised to read this policy periodically. Changes do not affect access to informative content. Adjustments are made following applicable regulatory standards.

8. Applicable Law
These terms follow United States law. All processes follow applicable U.S. federal and state regulations. There is no mention of supervisory institutions or complaint mechanisms. Legal interpretation follows neutral standards without providing legal guidance. All explanations are given for informational purposes. Users understand that the site does not provide legal services.

For further information, please use the contact information above.